{"id":6904,"date":"2025-09-30T22:03:04","date_gmt":"2025-09-30T22:03:04","guid":{"rendered":"https:\/\/mpsfinancial.diginweb.com\/?page_id=6904"},"modified":"2025-09-30T22:03:04","modified_gmt":"2025-09-30T22:03:04","slug":"privacy-policy-2","status":"publish","type":"page","link":"https:\/\/mpscapital.in\/?page_id=6904","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\n<p><strong>We value your privacy and are committed to safeguarding your personal and financial information.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1.1 Information We Collect<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Personal identification details: Name, Date of Birth, Gender, Photograph<\/li>\n\n\n\n<li>Contact details: Phone Number, Email, Residential\/Office Address<\/li>\n\n\n\n<li>Identity &amp; KYC documents: Aadhaar, PAN, Passport, Driving License, Voter ID<\/li>\n\n\n\n<li>Financial information: Bank account details, Income proof, Employment information, Credit score\/history<\/li>\n\n\n\n<li>Transactional information: Loan details, Repayment history, Repayment mandate details (eNACH\/UPI\/Bank Transfer)<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1.2 Purpose of Data Collection<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Loan application processing<\/li>\n\n\n\n<li>KYC verification (as per RBI Master Directions)<\/li>\n\n\n\n<li>Repayment management via eNACH or other digital modes<\/li>\n\n\n\n<li>Regulatory reporting to RBI\/NPCI and partner NBFCs\/Banks<\/li>\n\n\n\n<li>Fraud detection, risk analysis, and customer due diligence<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1.3 Data Storage &amp; Security<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Data is stored in encrypted format on secure servers located in India<\/li>\n\n\n\n<li>Multi-level access controls are applied; only authorised personnel can access sensitive data<\/li>\n\n\n\n<li>Regular audits are conducted to ensure compliance with IT Act, 2000 and DPDP Act, 2023 (Digital Personal Data Protection Act)<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1.4 Data Sharing<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Data may be shared with Banks, NBFCs, Auditors, Credit Bureaus (CIBIL, Experian, etc.), Regulators, and Law Enforcement agencies only for lawful purposes<\/li>\n\n\n\n<li>We do not sell, rent, or misuse customer data for marketing without explicit consent<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1.5 Customer Rights<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Right to access your personal data<\/li>\n\n\n\n<li>Right to request correction of inaccurate information<\/li>\n\n\n\n<li>Right to withdraw consent (subject to ongoing loan obligations)<\/li>\n\n\n\n<li>Right to raise privacy-related grievances with our Grievance Officer<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>We value your privacy and are committed to safeguarding your personal and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-6904","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/mpscapital.in\/index.php?rest_route=\/wp\/v2\/pages\/6904","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mpscapital.in\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mpscapital.in\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mpscapital.in\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mpscapital.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6904"}],"version-history":[{"count":1,"href":"https:\/\/mpscapital.in\/index.php?rest_route=\/wp\/v2\/pages\/6904\/revisions"}],"predecessor-version":[{"id":6905,"href":"https:\/\/mpscapital.in\/index.php?rest_route=\/wp\/v2\/pages\/6904\/revisions\/6905"}],"wp:attachment":[{"href":"https:\/\/mpscapital.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6904"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}